You are buying from a developer - a new build, an apartment or a villa, often off-plan from the drawing. This is where uncertainty is greatest, because you are paying for a promise that still has to be built.
What matters with off-plan
As long as only the foundation or shell exists, everything hinges on two things: the reliability of the developer and the contractual protections. I check reputation and insolvency history, the construction and specification documents, the payment plan, bank guarantees, snagging clauses and the permits.
Why CONDITIONAL is the honest starting point
With an off-plan project, no one can seriously give an unconditional GO while the house is not built. The verdict is therefore almost always CONDITIONAL - with clearly named conditions that must be met before you pay the next instalment.
A developer without substance often has a nice website but no plot and no permit. Exactly this gap separates a safe investment from a lost deposit.
Frequently asked questions
Why is off-plan riskier than a finished house?
With an off-plan purchase often only the foundation or shell exists. The result depends almost entirely on the reliability of the developer and the contractual protections. That is why CONDITIONAL is the honest starting point.
What do you check about the developer?
References, insolvency history and reputation, the construction and specification documents for weak points, the payment plan, existing bank guarantees, the permits and whether what is promised makes technical sense.
Can the payment plan be safeguarded?
I check whether the payment plan is tied to construction progress and which guarantees or snagging clauses protect you. Weaknesses there are a common and costly pitfall.
Ready for clarity?
→ REQUEST YOUR PROPERTY CHECK