Three questions decide whether anything else matters: can you own it, does the register hold, and is your deposit protected. Here are the answers for Brazil, each with the law or source it rests on. The answers are written for EU and EEA citizens; where rules differ for other nationals, the ownership answer says so. As of September 2026.
The core answers
Can you buy property here as an EU citizen?
Full ownership of urban property. Rural land and plots in the border zone are restricted for foreigners.
Legal basis: Lei 5.709/1971; Constitution Art. 190
Is your deposit protected by law?
Patrimônio de afetação (Lei 10.931/04, Art. 31-A Lei 4.591/64) protects strongly in insolvency but is voluntary
Source: barbieriadvogados.com · 2025
Residence
VIPER under CNIg Resolution 36/2018: BRL 1,000,000, in the North/Northeast BRL 700,000; off-plan also eligible
Source: ibanet.org
First thing to check
- Whether the project runs under patrimônio de afetação. This ring-fencing of project assets protects strongly in insolvency but is voluntary and must be expressly agreed.
All 24 dimensions
Scale 0 to 100, higher is better. Each value shows where it comes from: tied to a published index, own research with a source on file, or approximated from comparable countries.
Law and register
| Dimension | Score | Origin |
|---|---|---|
| Property rights | 41 | Index |
| Register | 76 | Research |
| Deposit protection | 45 | Research |
| Rule of law | 38 | Index |
| Freedom from corruption | 32 | Index |
| Political stability | 48 | Index |
Money and market
| Dimension | Score | Origin |
|---|---|---|
| Purchase costs | 28 | Index |
| Tax burden | 24 | Index |
| Entry price | 72 | Index |
| Rental yield | 48 | Research |
| Price development | 71 | Index |
| Demand pipeline | 31 | Index |
Residence and access
| Dimension | Score | Origin |
|---|---|---|
| Residence | 100 | Research |
| Exit | 16 | Index |
| Currency | 22 | Index |
| Accessibility | 24 | Research |
Place and building stock
| Dimension | Score | Origin |
|---|---|---|
| Climate | 68 | Index |
| Natural hazards | 42 | Index |
| Utilities | 61 | Index |
| Build quality | 50 | Research |
| Construction cost | 72 | Research |
| Quality of life | 38 | Index |
| Healthcare | 46 | Index |
Researched individually
These entries do not come from an index but from research for this country. The source is given with each.
Residence
VIPER under CNIg Resolution 36/2018: BRL 1,000,000, in the North/North-East BRL 700,000; off-plan also permitted
Source: ibanet.org · 2018
Deposit protection
Patrimônio de afetação (ring-fencing of project assets) (Lei 10.931/04, Art. 31-A Lei 4.591/64) affords strong protection in insolvency, but is voluntary
Source: barbieriadvogados.com · 2025
Accessibility
9,218 km great-circle distance from Munich
Source: Grosskreisentfernung Muenchen-Hauptstadt · 2026
Build quality
BQCI 8,39/15 (WB Doing Business 2020) + WGI Government Effectiveness 46,98 (2024), Gewicht 35/65
Source: archive.doingbusiness.org · 2019
Place and building materials
What to check in Brazil
Derived from the four weakest dimensions of this country - statistically, that is where buyers lose money.
- Exit. Whether there is a working resale market and whether you can get the sale proceeds out of the country.
- Currency. The exchange-rate risk between purchase currency, rental currency and your own.
- Accessibility. How often you can realistically get there - and whether a site inspection is possible in one day.
- Tax burden. The ongoing tax burden on ownership and rental income, and whether a double taxation treaty applies.
Developers and projects in Brazil
The developer index records 22 projects and 11 developers in Brazil without rating them, each entry with source and retrieval date. An excerpt:
| Project | Place | Developer | Status |
|---|---|---|---|
| Alaia | Balneário Camboriú | Embraed Empreendimentos | under construction |
| Hyde | Balneário Camboriú | Embraed Empreendimentos | under construction |
| Marena | Balneário Camboriú | Embraed Empreendimentos | under construction |
| Meridian Tower | Balneário Camboriú | RV Empreendimentos | under construction |
| Tonino Lamborghini Residences BC | Balneário Camboriú | Embraed Empreendimentos | completed |
| Ápice Towers | Balneário Camboriú | RV Empreendimentos | under construction |
| Viva Balneário Estreito | Balneário do Estreito | Globo Construtora | on sale |
| Armani Casa Residences by Embraed | Barra Sul | Embraed | planned |
| Camboriú Boulevard | Camboriú | RV Empreendimentos | under construction |
| Brisa Marina | Canasvieiras | Azzes | on sale |
| Rise | Centro | Tenet Empreendimentos | on sale |
| Zenn Living Residence | Centro | NOVA Empreendimentos | on sale |
Individual project pages are currently in German; they contain the recorded data, the source and the retrieval date.
All 22 projects and 11 developers in Brazil
What the guide cannot do
A country can look good in all three columns and the specific property can still be a total loss. The reverse is also true: in a country with a weak register, a cleanly titled plot can be entirely unproblematic. The guide tells you what the environment looks like. Whether this one property holds up is decided by the review.